Types of loans

Our Loans

  • Salary Advances:
  • Term Loans:
  • Business Loans:
  • We take care of you
    Little documents needed
    Fast & easy loans

    Eligible Companies

    Please contact our sales team to inquire if employees from your company/organisation are eligible but it just isn't listed below.

    - Parmalat

    - Zambia Sugar

    - EQUIP Zambia

    - Madison Life Insurance Kabwe

    - Secondary School Teachers Union of Zambia (SESTUZ)

    - MM Intergrated Steel Limited (MMI)

    - Neelkanth Sarovar Premiere

    - BDO Zambia Limited

    Documents needed

    Provided you are from one of the eligible companies, you will need:

    1. Copy of NRC*

    2. One Passport Size Photo*

    3. 2 Latest Payslips

    4. Stapped Bank Statement*

    5. Introductory/Recommendation Letter from Employer*

    6. Utility Bill*


    Our Loans

    Range of loans & amounts

    Salary Advances:

    InstaFinance offers salary advances from K200 to K3,000

    Term Loans:

    InstaFinance offers term loans from K200 to K10,000

    Why choose us?

    We are committed to providing unique, excellent and customer-driven financial services that are not just convenient but also affordable.

    We know each person has unique cash needs to meets unique obligations. Therefore, we stand by our promise to give our clients Quick access to your cash.

    We provide flexible and fast loans to individuals in need of short term and long term cash solutions. We ensure convenience for our customers by using innovative channels such as Mobile and Online applications.